Ingram, Warren Small changes for results : how to improve your finances one step at a time / Warren Ingram anf Marc Rogatschnig ; foword by Buce Whitfield - Cape Town: Penguin Press, 2024. - 181 pages. : 23 cm includes bibliographic references ISBN: 9781776391493 (paperback) Subjects--Personal Names: --Personal growth--Applied psychology Dewey Class. No.: 158.1 SMAL