000 00278nam a2200097Ia 4500
082 _aJ 306.73 HAVE
245 0 _aPersonal financial management
100 _a Swart, Nico, , 1959- Lansdowne, 2002 2nd ed
_983115
942 _cBK
008 210817s9999 xx 000 0 und d
999 _c302009
_d302008