000			00199 a2200085 4500
020			_a9780702132346
082			_aST 658.15 SWAR
100			_aNico Swart _9177212
245			_aPersonal financial management
999			_c746910 _d746909
942			_w395 _xKholofelo Moabelo _y395 _zKholofelo Moabelo